The disabled pay more for car insurance, a new study, but is it illegal?
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(Press box) 6 February 2012
car insurance quote provider 4AutoInsuranceQuote.org
published a new study that shows that disabled people to pay more for car insurance on average than people without disabilities. Although the Americans with Disabilities Act of 1990 states that such discrimination is prohibited, people with disabilities to continue to pay higher prices for car insurance.
4AutoInsuranceQuote.org
, an online insurance online quote comparison based in New York, NY, surveyed U.S. citizens living in New York to see the price difference between the premiums of people with disabilities and without disabilities. The study results showed that on average disabled people pay more than $ 600 per year for car insurance, not to be handicapped in comparison.
Although it is illegal for people with disabilities more for car insurance calculate 4AutoInsuranceQuote owner James Shaffer says, insurance seems the bill by charging extra for a handicapped additional coverage they probably should avoid.
The study found that to deliver despite the law prohibiting insurance companies at higher rates for people with disabilities to provide basic, they are not allowed to charge a premium for additional coverage that only need to disable. These additional types of coverage include coverage adjustment (covers vehicle add-ons such as wheelchair lifts) contains the promise of mobility (taxis and other transport vehicles, if appropriate, or during damage repair), and the amount of equipment (medical devices include that disabled people to travel). While most people with disabilities need this cover 4AutoInsuranceQuote said, not insurance companies offer these for free.
were interviewed 623 persons aged 25-50, who are the only ones on their insurance. Of these 623 persons were not disabled 456 and 167 were disabled. The survey results showed that on average, people with disabilities pay $ 2,810 per year for insurance, while people who are not disabled only pay $ 2,193 per year.
In response to survey results, Mr. Shaffer said it’s really a shame. Disabled people have it hard enough. The Americans with Disabilities Act should provide for some type of relief for them, but like any law, there are always ways to work around it. But (insurance) is a great company, always on the lookout for profit. And there is always the less fortunate, to have paid the price.
free insurance quotes for Internet users United States, research reports http://www.4AutoInsuranceQuote.org also sets the auto insurance industry. Recent reports by text message, and include increased insurance premiums to rise, women are statistically better drivers than men, African-Americans pay more for car insurance, and the top ten auto insurance companies. In addition to industry reports auto insurance, 4AutoInsuranceQuote.org has involved extensive content library with the name of the Learning Center, the hundreds of blog posts related insurance. Outside of their insurance products, 4AutoInsuranceQuote.org has free tools, including a compare auto insurance calculators, visitors to the various car insurance to find the lowest tariffs.
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